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  • Discover what small business owners are saying about their OPEN cards.

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The Power of OPEN

The only person who truly understands your business is you. The hours you put in. The unexpected obstacles. The unexpected opportunities.

So we created American Express OPEN, because we want to be as flexible as you are. We built in the savings, rewards, and tools that businesses like yours rely on. And each American Express OPEN® Card comes with access to the essential benefits and protections only American Express can provide.

Click below to see how OPEN can help you do more for your business.

Financial Flexibility

Pay in full. Pay Over Time. Pay on your own terms.

We've got exactly the right Card for your business.

Need a Charge Card?

Pay in full with no interest* and get purchasing power that can evolve with your business.

COMPARE CHARGE CARDS

Need a Credit Card?

Give your business the option to carry a balance with interest.

COMPARE CREDIT CARDS

Need a Card with Payment Flexibility?

It's your choice: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.

LEARN ABOUT THE PLUM CARD
Savings And Rewards

Save big with OPEN® Cards, and fuel your business with smart rewards.

OPEN Savings®

  • Benefit from exclusive partnerships and built-in discounts
  • Save automatically on leading brands when you use your Card with any OPEN Savings partner — from shipping with FedEx to car rentals with Hertz®
  • Enjoy OPEN Savings in addition to any other discounts or promotions*

Travel Advantages

You can keep business travel running smoothly, for less, with flight savings, hotel stays, airline club access and special upgrades.§

COMPARE BUSINESS TRAVEL CARDS

Membership Rewards® program

Reinvest in your business using the points you can earn on eligible purchases. Travel to a conference, treat a client to dinner, or get new office equipment. All with Membership Rewards points.

COMPARE MEMBERSHIP REWARDS CARDS
Tools For Business

Apps and insights to help you run your business

OPEN is putting the resources your business needs right at your fingertips.

Access special corporate rates to save on flights, hotels and car rentals with BusinessTravel. Give your customers multiple payment options to pay you and get paid faster with AcceptPay.

The App Center gives you a premium set of digital tools that can help you save time and money, and improve cash flow.

SEE ALL BUSINESS TOOLS
Advice and Insights

A free forum for connecting with other professionals and getting insights about your business.

OPEN has a broad network of Cardmembers and experts that can help you connect with business owners like you.

  • Explore the OPEN Forum® for exclusive articles and videos featuring industry experts.
  • Create a profile and start connecting with other business owners.
  • Search for OPEN® business owners who may be looking for the goods or services you provide.
Service And Protection

Built-in Benefits of Cardmembership

American Express continues to offer Card members access to protections and services for all OPEN® Cards, including

Purchase Protection,* so you can shop with confidence knowing that eligible purchases can be covered from theft and accidental damage up to $1,000 per occurrence and up to $50,000 per Cardmember account per calendar year.

Fraud Protection Guarantee, making online shopping a more secure experience for Cardmembers

24/7 support, with dedicated OPEN business representatives

So — which OPEN® Card is right for your business?

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The Card at a glance

The Platinum Delta SkyMiles Business Credit Card from American Express can earn you Medallion® Qualification Miles and miles toward Delta Award Travel. Additional signature benefits include:

  • Enjoy 15,000 miles after your first purchase, 5,000 of which count as Medallion® Qualification Miles (MQMs). Plus, earn an additional 15,000 miles after you spend $500 in the first 3 months of Cardmembership. You can use the miles you earn toward Award Travel and other great rewards.
  • 20% savings in the form of a statement credit on eligible in-flight purchases of food, alcoholic beverages and entertainment when you fly Delta.
  • Book last minute without blackout dates. Redeem miles for Delta Award Travel.
  • A higher level of benefits for an annual fee of $150

FIRST BAG FREE

You can check your first bag for free and save up to $50 on a round-trip Delta flight

YOUR COLLEAGUE FLIES FREE

More ways to earn MQMs with up to 20,000 MQMs each year to help you reach Silver Medallion Status faster than ever

PRIORITY BOARDING

Board early and settle into your seat sooner on Delta flights

KEEP SCROLLING TO EXPLORE EVERYTHING THE CARD COMES WITH

Use miles toward flights, car rentals, hotel stays, and more

MAXIMIZE THE MQMS & MILES YOU CAN EARN AND USE


2Xmiles for each dollar spent on Delta purchases

1Xmile for each dollar spent on other eligible purchases

  • Spend more, earn more. Get 10,000 MQMs + 10,000 bonus miles after you spend $25,000 in a calendar year. Then, get another 10,000 MQMs + 10,000 bonus miles after you reach $50,000 in that same calendar year.
  • When you add Additional Cards for Employees to your account, you can earn miles at the same rate for each eligible purchase they charge on the Card

Use miles to reward your business

  • Book last minute without blackout dates. Redeem miles for Delta Award Travel.
  • Use miles toward business expenses. Redeem miles at Delta.com for car rentals, hotel stays, merchandise, gift cards, and more.
  • Get more room to stretch. Seat upgrades start at 5,000 miles.

Earn MQMs to hit Medallion status faster

  • Elevate your flight. Silver status benefits include Priority Boarding & Check-In, Preferred Seating, complimentary upgrades for you and companions, and much more.
  • Get Silver Medallion Elite status with 25,000 MQMs.
  • Reach Gold Medallion Elite status with 50,000 MQMs.
  • Achieve Platinum Medallion Elite status with 75,000 MQMs.

Access to benefits that can make traveling easier

FIRST CHECKED BAG FREE

  • You can check your first bag for free and save up to $50 on a round-trip Delta flight

BAGGAGE INSURANCE PLAN*

  • You can receive coverage against lost, stolen, or damaged carry-on and checked baggage when you purchase a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) ticket with your eligible Platinum Delta SkyMiles® Business Credit Card. Coverage for this benefit is in excess of Common Carrier Conveyance liability.

CAR RENTAL LOSS & DAMAGE INSURANCE*

  • Use your eligible Platinum Delta SkyMiles Business Credit Card to reserve and pay for an eligible auto rental and simply decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. As a Cardmember you can be covered if the car is damaged or stolen. Coverage is available within the United States, its territories and possessions.

GLOBAL ASSIST® HOTLINE

  • You can receive 24/7 medical, legal, financial, and emergency assistance when you're more than 100 miles from home.

ROADSIDE ASSISTANCE

  • Whether you need a tow or you run out of gas, we'll send help your way 24 hours a day, 7 days a week. Emergency services like towing, fixing a flat, or boosting a battery are just a phone call away and you can use your Card to pay.

Maximize your rewards today

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What you get with every Card

Benefits

American Express® Card members get access to benefits that can help protect your purchases and identity.

FOR YOUR PURCHASES

    Extended Warranty*

  • Use your Card for your new purchases and you can have an extra layer of protection. Extended Warranty* can extend the terms of the original U.S. manufacturer's warranty for up to 1 additional year on eligible purchases with warranties of 5 years or less, when the purchase is charged to the Card. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card member account per calendar year.

FOR YOUR IDENTITY

      

    Identity Theft Assistance

  • Call us the moment you think your identity may have been stolen. We're here to help you sort things out and create strategies to continue to protect your identity.
  • Dispute Resolution

  • We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying until your case is resolved.

Account Management

 

ReceiptMatchSM

Simplify the way you manage receipts with ReceiptMatchSM. This new feature of your Business Card from American Express OPEN digitally matches and stores images of your receipts to your online statement. Use ReceiptMatch to help your business spend less time sorting receipts, manage expenses as you go, and stay organized.

Online Statements

View your purchase history, prepare reports to invoice customers, and budget your expenses.

Account Alerts

Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card purchases and more.

Authorized Access

Authorize employees or third parties to manage your account online.

Support

American Express offers the tools and the representatives that can help support your business when you need them.

BUSINESS TOOLS AND RESOURCES

    Card member Business Service

    Call 24/7 for one-on-one help, dedicated to small business owners like you. You'll speak with OPEN representatives who are interested in understanding your business and will focus on helping you solve your issues.

OPEN Forum®

Network with other Card members, plus access exclusive articles and videos featuring industry experts that can help your business grow.

Platinum Delta SkyMiles® Business Credit Card Ratings and Reviews

Add a review

Click here to write your own review about an American Express OPEN Card.

Showing 1 to 10 of 211 Reviews

Sort Reviews By: Newest | Highest Rated | Oldest | Most Helpful

1

Great for Business needs See More Reviews

5.6.2013

22

Great for Business needs

Great for my small business needs and love the ability to manage the spending and allocate the expenses over time. Nothing bad to say about the card.

Was this review helpful?

Flag as inappropriate
  • Industry:
  • Real Estate
  • Annual Revenue:
  • $0-$49,999
  • Cardmember Since:
  • 1986
  • 12.8.2012

    22

    Amer

    knowing the save and secure use plus the customer service you provide.

    Was this review helpful?

    Flag as inappropriate
    HAMBLIN SALES (CO)
    • Industry:
    • Manufacturing
    • Annual Revenue:
    • $50,000-$99,999
    • Cardmember Since:
    • 1999
    Airport Access See More Reviews

    5.21.2012

    22

    Airport Access

    I was in Istanbul, Turkey, traveling with my family. The flight was delayed and we could not use any of the five lounges at the airport. They would not entertain Amex Platinum. For $450 a year, this is the least AMEX can do to keep their customer happy. I am now going to cancel my card, since it is completely useless, if I can not get lounge access anywhere in the world.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Education & Instruction
  • Cardmember Since:
  • 1997
  • My 1st Choice See More Reviews

    5.17.2012

    22

    My 1st Choice

    I have 4 cards - all have rewards benefits. The 3 non-Amex cards have no yearly fee but it is much harder to accrue points on them.I use my Amex most because of the extended warranty protection (they replaced a phone and a printer in the years I've been with them), ease of disputing charges, 1 bag free, companion ticket, pay with miles program and ease of accruing miles. I'm okay with the fee because I get much more value than I pay for the card. One thing I have never understood over these many years is what benefit MQM's are? What do I get if I accrue these? I've never seen a feature/benefit statement on any literature or offers. Overall,this is a great card for me as my closest Airport is in a small town (expensive) but has Delta so I can fly for free instead of driving to a major airport and having the hassles involved with parking, etc.

    Was this review helpful?

    Flag as inappropriate
    PLANIT PROD. INC (NC)
    • Industry:
    • Advertising/Marketing
    • Cardmember Since:
    • 1997
    Great travel card... See More Reviews

    3.27.2012

    22

    Great travel card...

    If you travel a little or a lot and Delta Airlines is strong at your local airport... it is a must have card with 1 free bag per person and getting on the plane with priority seating.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Real Estate
  • Cardmember Since:
  • 2008
  • One of my better cards See More Reviews

    12.20.2011

    22

    One of my better cards

    In short, this card should match all the same benefits/programs that my Amex Platinym card includes so I can avoid having to carry both cards. I will pay more for this benefit.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Education & Instruction
  • Annual Revenue:
  • $2,000,000-$9,999,999
  • Cardmember Since:
  • 1983
  • great rewards See More Reviews

    12.20.2011

    22

    great rewards

    I was happy to find that everything I was expecting from the card was delivered. Including the companion airline ticket.I use my card mainly for travel and found it to afford me unexpected privileges such as flight status and boarding times.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Construction
  • Cardmember Since:
  • 2010
  • Cant think of any benefits See More Reviews

    12.20.2011

    22

    Cant think of any benefits

    I don't use this card, because I use another AmEx Platinum business card. There is no reason for me to pay interest on purchases.I would like to know how I could be getting MQM at "accelerated rates".

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Pharmaceuticals & Biotechnology
  • Annual Revenue:
  • $1,000,000-$1,999,999
  • Cardmember Since:
  • 1971
  • 11.30.2011

    22

    CEO

    I really like my rewards when flying. No baggage fees and upgrades.

    Was this review helpful?

    Flag as inappropriate
    CYNTHIA MARTINIAN (OK)
    • Industry:
    • Transportation & Logistics
    • Annual Revenue:
    • $1,000,000-$1,999,999
    • Cardmember Since:
    • 2010
    CREDIT LIMIT See More Reviews

    11.29.2011

    22

    CREDIT LIMIT

    I recently short sold a house. you reduced my credit limit. the credit rating agency has changed my credit rating to reflect a short sale - not a foreclosure. you have not adjusted my credit limit. I have been AMEX customer for 15 years (aprox) and never missed a payment.

    Was this review helpful?

    Flag as inappropriate
    THE ASARA GROUP (AL)
    • Industry:
    • Defense & Aerospace
    • Annual Revenue:
    • $100,000-$199,999
    • Cardmember Since:
    • 1996

    Showing 1 to 10 of 211 Reviews

    1

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