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No Annual Fee

Rates and Fees


Earn a 5% Statement Credit
Earn a 5% statement credit on purchases made in Lowe’s US stores, on and with your Card during your first 30 days of Card Membership.¹
$4,000 maximum discount.

Offer valid 10/10-10/24/2016.

This offer is not available on

Additionally, continue to earn the 5% Every Day Offer from Lowe’s on eligible purchases.²

Receive points you can redeem for gift cards to use toward business expenses³

Apply NowGet a decision in as little as 60 seconds

Sample Card Member Savings at Lowe's

  • Tools/Supplies
    Estimated Cost:
    Estimated Savings:
  • Building Materials
    Estimated Cost:
    Estimated Savings:
  • Appliances
    Estimated Cost:
    Estimated Savings:

Calculate rewards

Build up your business with accelerated rewards³

Use everywhere American Express® Cards are accepted

Estimate your business spending per month using the sliders to calculate your estimated monthly and annual points earned.
There is no limit to the amount of points you can earn.

points at restaurants and office supply stores in the US, and on wireless telephone services purchased directly from US service providers.
0 Points/Month
$ 0
points at Lowe's
0 Points/Month
$ 0
points on other purchases
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$ 0
Total Annual Points

Terms and limitations apply.³ Points can be redeemed for Lowe's Gift Cards and American Express® Gift Cards.

Redeem the points you get for the rewards you want

Visit for more information.³

Lowe's Gift Card

gift card

$25 Gift Card starting at just 2,500 points.

Gas Rewards Card

gas card

$25 Gift Card starting at just 2,500 points.

Outdoor Rewards Card

(Use at Cabela's®, Bass Pro Shops®, Austad's®, and L.L. Bean)

gift card

$25 Gift Card starting at just 2,500 points.

American Express® Gift Card

gift card

$25 Gift Card starting at just 3,500 points.