The Business Platinum Card®

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Membership Rewards® points on flights and prepaid hotels on


Points per dollar on eligible purchases of $5,000 or more (that's an extra half point per dollar) with the Business Platinum Card®
Up to 1 million additional points per year


points for each dollar you spend on eligible purchases

  • Airport Lounge Access Program
  • $200 Airline Fee Credit
  • 35% Airline Bonus
  • Internet access on 6 airlines and at over 1,000,000 hotspots
  • Fee Credit for Global Entry or TSA Pre✔™‡
Terms & Conditions Apply


Premium Travel Benefits

We're #1 where it counts. With more than 1,100 airport lounges and counting, the American Express Global Lounge Collection℠ offers travelers more lounge options than any other card on the market. Based on comparison with other U.S. credit card programs, as of 11/2017.


$200 Airline Fee Credit

Select one qualifying airline and then receive up to $200 a year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card Account.*
*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.


35% Airline Bonus

Use Membership Rewards Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 bonus points per calendar year.
Eligible fares include First and Business Class tickets with all airlines available with American Express Travel, as well as any fare class with your selected qualifying airline.

A Suite of Tools to Manage Expenses

•  Download the Spend Manager Mobile App to easily capture, store, and organize your Business and Corporate Card receipts on the go.


•  Spend Manager is a feature available with your Business Card to help you manage your Card expenses by allowing you to add receipts, tags and notes to your transactions either via desktop or your mobile device.


•  Make sure you're getting the most out of your Business Card by adding Employee Cards, which come with tools that can help smooth your bookkeeping tasks and controls that help put your mind at ease.

Card Membership Benefits

Let us take care of it.

Concierge is available day or night, ready to assist you. Whether you need to make arrangements for a client dinner, or you need to find the perfect gift for an associate, you can count on our Concierge to take care of your requests, large and small.


No Pre-set Spending Limit*

The Business Platinum Card has no pre-set spending limit, which gives you purchasing power that can adjust with your use of the Card and other factors.

*No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record, and financial resources known to us, and other factors.


No Foreign Transaction Fees.

Rates & Fees

Plus, Enjoy the Benefits that Come with OPEN® Card Membership:

Purchase Protection

Shop with added confidence and Purchase Protection,which can help protect eligible purchases made with the Business Platinum Card® in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Extended Warranty

With Extended Warranty you can shop with less worry knowing the terms of the original manufacturer's warranty can be extended up to one additional year. Applies to warranties of 5 years or less that are eligible in the U.S. Please read important exclusions and restrictions.

Car Rental Loss and
Damage Insurance

When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Premium Roadside

Your car breaks down or you blow a tire. Now what? Luckily you're a Card Member. Just call us to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. With one call, help is on the way. And soon you'll be on yours. There are some vehicle exclusions and other important restrictions

Baggage Insurance

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on an eligible Card. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Travel Accident

Travel Accident Insurance can provide up to $500,000 in accidental death and dismemberment coverage while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare has been charged to the eligible Card. Please read important exclusions and restrictions.

The Business Platinum Card®

The Business Platinum Card® from American Express OPEN