Learn more |
Terms and Conditions1 Early Pay Discount: Pay any portion of your balance within 10 days of the statement closing date and get a 1.5% discount on all eligible purchases made that month. Total payments must be equal to or greater than minimum payment due to receive a discount on the portion paid early. The discount will appear as a credit on the following billing statement. "Eligible purchases" are purchases of goods and services for use or consumption by the Company in its ordinary course of business, minus returns and other credits. Eligible purchases do not include fees, previously deferred amounts, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of any cash equivalents.
2 Extra Days to Pay: If you pay at least 10% of the balance from new activity on your billing statement plus the entire amount of any previously deferred payment by the Payment Due Date on that statement, you may Defer Payment of the remainder of that balance until the closing date of your next billing cycle with no interest.
3 Welcome bonus offer not available to applicants who have had this product within the last 12 months.Earn a promotional 0.5% discount on all eligible purchases made with the Plum Card during your first 6 months of Card membership or until your eligible purchases total $250,000, whichever comes sooner. To be eligible for this welcome bonus offer you must apply for the Card through this online offer. You may also qualify for this offer if you apply for this Card by calling American Express at 1-866-534-OPEN (6736). The 0.5% discount will appear as a credit on your billing statement within 4 to 6 weeks after charges for eligible purchases appear on your billing statement. American Express reserves the right to change, modify, or revoke this offer at any time. Eligible purchases are purchases of goods and services minus returns and other credits, and do not include fees or interest charges, cash advances, purchases of traveler's checks, purchase or reloading of reloadable pre-paid cards, or purchases of other cash equivalents.
4 Annual Membership Fee: The annual fee of $250 for your Basic Card is waived for the first year of your membership. Annual fee for Additional Plum Cards is $0. The first year annual fee is waived for new Card applicants only. If you transfer an existing account to the Plum Card, you are not eligible for the first year annual fee waiver.
5 Purchase Protection: Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951, Policy AX0952, Policy AX0956, or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see
www.americanexpress.com/purchase6 Return Protection: Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express
® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Cardmember account per calendar year. Shipping and handling charges will not be refunded. Purchases must be made in the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. Protection is subject to additional terms, conditions and exclusions. For more information, see
www.americanexpress.com/return7 Extended Warranty: Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953, Policy AX0954, Policy EW-AX0958, or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see
www.americanexpress.com/warranty8 Travel Accident Insurance: Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948, Policy AX0949, or Policy TAI-AX0955 and is subject to change with notice. This document does not supplement or replace the Policy.