The Business Gold Rewards Card from American Express OPEN
Basic Features of the Card
$0 introductory annual fee for your first year, then $175.
Purchase & Travel Benefits
Access to Purchase Protection3, Return Protection4, Extended Warranty5, Travel Accident Insurance6, Car Rental Loss and Damage Insurance7, and other benefits that can make traveling easier.
24/7 Service & Support
Dedicated Business Consultants who spend the time to help solve your needs, plus On-Call Support for issues ranging from identity theft to travel emergencies.
Apply by phone: 1-866-534-OPEN (6736)
Learn More | Terms & Conditions | Not a Business Owner?
1 Welcome bonus offer not available to applicants who have had this product or any other Business Gold, Green or Platinum Card® within the last 12 months. To be eligible to receive the additional points, you must (1) apply for the Business Gold Rewards Card from American Express OPEN using Bonus ID A3W3 and be approved for this Card, and (2) charge $5,000 of eligible purchases on the Business Gold Rewards Card in the first 3 months of Card membership. The additional points will be credited to your Membership Rewards® account 6 - 8 weeks after you have met the purchase requirement. Offer limited to 50,000 additional points per Card account. Offer may not be combined with any other promotional offers. You may also qualify for this offer if you apply for this Card by calling American Express at 1-866-534-OPEN (6736). American Express reserves the right to change, modify, or revoke this offer at any time. Eligible purchases are purchases of goods and services minus returns and other credits, and do not include fees or interest charges, cash advances, purchases of traveler's checks, purchase or reloading of reloadable pre-paid cards, or purchases of other cash equivalents. Membership Rewards® Program Terms and Conditions apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information.
2 Business Gold Rewards Card members will receive the following Membership Rewards points for each dollar of eligible purchases up to $100,000 in each category: (1) 3 points for purchases of airfare booked directly on scheduled U.S. and international passenger airlines; (2) 2 points for advertising purchases in the U.S. to promote your business in the following media channels: online, TV and radio; (3) 2 points for gasoline purchases at U.S. stand-alone gas stations; (4) 2 points for shipping services purchased in the U.S. for courier, postal, and freight. Each dollar of eligible purchases in these four categories in excess of the $100,000 cap will earn single points. The $100,000 cap resets for each of the four categories each calendar year. Charges at tour operators, charter airlines, superstores or warehouse clubs as well as all other eligible purchases will earn only single points. Membership Rewards® Program Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are typically assigned codes and categorized based on what they sell. Eligible purchases will receive only single points if the merchant code is not in a bonus category. Eligible purchases will receive only single points if the merchant uses a mobile or wireless card reader or if the purchase is made with an electronic wallet or through a third party. In addition, eligible purchases will receive only single points if the purchase is not made directly from the provider of the goods or services.
3 Purchase Protection: Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951, Policy AX0952, Policy AX0956, or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see www.americanexpress.com/purchase
4 Return Protection: Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Cardmember account per calendar year. Shipping and handling charges will not be refunded. Purchases must be made in the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. Protection is subject to additional terms, conditions and exclusions. For more information, see www.americanexpress.com/return
5 Extended Warranty: Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953, Policy AX0954, Policy EW-AX0958, or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see www.americanexpress.com/warranty
6 Travel Accident Insurance: Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948, Policy AX0949, or Policy TAI-AX0955 and is subject to change with notice. This document does not supplement or replace the Policy.
7 Car Rental Loss and Damage Insurance: Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925, Policy AX0926, Policy CRLDI-AX0927, or Policy CRLDI-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see www.americanexpress.com/crldi
8 American Express is not responsible for the completeness or accuracy of receipts displayed. If you are a Basic Cardmember and have appointed one or more Account Managers in connection with your Card Account, the Account Manager(s) may be able to view the receipts that you upload. If you are an Additional Cardmember, please note that the Basic Cardmember on the Card account as well as Account Managers may be able to see the receipts that you upload. Except as otherwise provided below, receipts will be stored until the earliest to occur of the following: (1) for receipts that are matched to Card transactions, 24 months from the transaction, (2) for receipts that are not matched to a Card transaction, 24 months from the date of upload or (3) the date that your online account is closed. Notwithstanding the foregoing, American Express may delete or purge receipts for any reason in its sole discretion, with or without notice. For example, we may remove receipts or otherwise delete information in your account if it (a) is found to contain viruses or other potentially damaging computer code; (b) contains illegal or objectionable contents, (c) contains content other than receipts or (d) exceeds storage capacity established for this app or any specific account. American Express may modify the Services for any reason at any time, in its sole discretion, with or without notice. We will send notifications related to the ReceiptMatch application to the primary email address associated with each eligible Card account and/or the email address that you provided during enrollment.
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1 Welcome bonus offer not available to applicants who have had this product or any other Business Gold, Green or Platinum Card® within the last 12 months. To be eligible to receive the additional points, you must (1) apply for the Business Gold Rewards Card from American Express OPEN using Bonus ID A3W3 and be approved for this Card, and (2) charge $5,000 of eligible purchases on the Business Gold Rewards Card in the first 3 months of Card membership. The additional points will be credited to your Membership Rewards® account 6 - 8 weeks after you have met the purchase requirement. Offer limited to 50,000 additional points per Card account. Offer may not be combined with any other promotional offers. You may also qualify for this offer if you apply for this Card by calling American Express at 1-866-534-OPEN (6736). American Express reserves the right to change, modify, or revoke this offer at any time. Eligible purchases are purchases of goods and services minus returns and other credits, and do not include fees or interest charges, cash advances, purchases of traveler's checks, purchase or reloading of reloadable pre-paid cards, or purchases of other cash equivalents. Membership Rewards® Program Terms and Conditions apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information.
2 Business Gold Rewards Card members will receive the following Membership Rewards points for each dollar of eligible purchases up to $100,000 in each category: (1) 3 points for purchases of airfare booked directly on scheduled U.S. and international passenger airlines; (2) 2 points for advertising purchases in the U.S. to promote your business in the following media channels: online, TV and radio; (3) 2 points for gasoline purchases at U.S. stand-alone gas stations; (4) 2 points for shipping services purchased in the U.S. for courier, postal, and freight. Each dollar of eligible purchases in these four categories in excess of the $100,000 cap will earn single points. The $100,000 cap resets for each of the four categories each calendar year. Charges at tour operators, charter airlines, superstores or warehouse clubs as well as all other eligible purchases will earn only single points. Membership Rewards® Program Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are typically assigned codes and categorized based on what they sell. Eligible purchases will receive only single points if the merchant code is not in a bonus category. Eligible purchases will receive only single points if the merchant uses a mobile or wireless card reader or if the purchase is made with an electronic wallet or through a third party. In addition, eligible purchases will receive only single points if the purchase is not made directly from the provider of the goods or services.
3 Purchase Protection: Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951, Policy AX0952, Policy AX0956, or Policy PP-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see www.americanexpress.com/purchase
4 Return Protection: Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Cardmember account per calendar year. Shipping and handling charges will not be refunded. Purchases must be made in the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. Protection is subject to additional terms, conditions and exclusions. For more information, see www.americanexpress.com/return
5 Extended Warranty: Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953, Policy AX0954, Policy EW-AX0958, or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see www.americanexpress.com/warranty
6 Travel Accident Insurance: Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948, Policy AX0949, or Policy TAI-AX0955 and is subject to change with notice. This document does not supplement or replace the Policy.
7 Car Rental Loss and Damage Insurance: Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925, Policy AX0926, Policy CRLDI-AX0927, or Policy CRLDI-IND and is subject to change with notice. This document does not supplement or replace the Policy. For more information, see www.americanexpress.com/crldi
8 American Express is not responsible for the completeness or accuracy of receipts displayed. If you are a Basic Cardmember and have appointed one or more Account Managers in connection with your Card Account, the Account Manager(s) may be able to view the receipts that you upload. If you are an Additional Cardmember, please note that the Basic Cardmember on the Card account as well as Account Managers may be able to see the receipts that you upload. Except as otherwise provided below, receipts will be stored until the earliest to occur of the following: (1) for receipts that are matched to Card transactions, 24 months from the transaction, (2) for receipts that are not matched to a Card transaction, 24 months from the date of upload or (3) the date that your online account is closed. Notwithstanding the foregoing, American Express may delete or purge receipts for any reason in its sole discretion, with or without notice. For example, we may remove receipts or otherwise delete information in your account if it (a) is found to contain viruses or other potentially damaging computer code; (b) contains illegal or objectionable contents, (c) contains content other than receipts or (d) exceeds storage capacity established for this app or any specific account. American Express may modify the Services for any reason at any time, in its sole discretion, with or without notice. We will send notifications related to the ReceiptMatch application to the primary email address associated with each eligible Card account and/or the email address that you provided during enrollment.
Apple, the Apple logo, iPhone and Mac are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
