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The Power of OPEN

The only person who truly understands your business is you. The hours you put in. The unexpected obstacles. The unexpected opportunities.

So we created American Express OPEN, because we want to be as flexible as you are. We built in the savings, rewards, and tools that businesses like yours rely on. And each American Express OPEN® Card comes with access to the essential benefits and protections only American Express can provide.

Click below to see how OPEN can help you do more for your business.

Financial Flexibility

Pay in full. Pay Over Time. Pay on your own terms.

We've got exactly the right Card for your business.

Need a Charge Card?

Pay in full with no interest* and get purchasing power that can evolve with your business.

COMPARE CHARGE CARDS

Need a Credit Card?

Give your business the option to carry a balance with interest.

COMPARE CREDIT CARDS

Need a Card with Payment Options?

It's your choice each month: pay early and save 1.5%, or defer payment for up to 2 months with the Plum Card.

LEARN ABOUT THE PLUM CARD
Savings And Rewards

Save big with OPEN® Cards, and fuel your business with smart rewards.

OPEN Savings®

  • Benefit from exclusive partnerships and built-in discounts
  • Save automatically on leading brands when you use your Card with any OPEN Savings partner — from shipping with FedEx to car rentals with Hertz®
  • Enjoy OPEN Savings in addition to any other discounts or promotions*

Travel Advantages

You can keep business travel running smoothly, for less, with flight savings, hotel stays, airline club access and special upgrades.§

COMPARE BUSINESS TRAVEL CARDS

Membership Rewards® program

Reinvest in your business using the points you can earn on eligible purchases. Travel to a conference, treat a client to dinner, or get new office equipment. All with Membership Rewards points.

COMPARE MEMBERSHIP REWARDS CARDS
Tools For Business

Apps and insights to help you run your business

OPEN is putting the resources your business needs right at your fingertips.

Access special corporate rates to save on flights, hotels and car rentals with BusinessTravel. Manage your business' online reputation and listings with YourBuzz.

The App Center gives you a premium set of digital tools that can help you save time and money, and retain customers.

SEE ALL BUSINESS TOOLS
Advice and Insights

A free forum for connecting with other professionals and getting insights about your business.

OPEN has a broad network of Cardmembers and experts that can help you connect with business owners like you.

  • Explore the OPEN Forum® for exclusive articles and videos featuring industry experts.
  • Create a profile and start connecting with other business owners.
  • Search for OPEN® business owners who may be looking for the goods or services you provide.
Service And Protection

Built-in Benefits of Cardmembership

American Express continues to offer Card members access to protections and services for all OPEN® Cards, including

Purchase Protection,* so you can shop with confidence knowing that eligible purchases can be covered from theft and accidental damage up to $1,000 per occurrence and up to $50,000 per Cardmember account per calendar year.

Fraud Protection Guarantee, making online shopping a more secure experience for Cardmembers

24/7 support, with dedicated OPEN business representatives

So — which OPEN® Card is right for your business?

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Business Platinum Card Business Platinum Card®

Discover what small business owners are saying about the Business Platinum Card®.

(2176 Reviews)

Narrow your reviews

Choose from the options below to further narrow your results.

SELECTED CARD

To select another card or benefit, click here

The Plum Card®

The Plum Card®

Give your business payment flexibility each month.

Business Platinum Card®

Business Platinum Card®

Enjoy more than 30 premium benefits designed for better business.

Gold Delta SkyMiles® Business Credit Card

Gold Delta SkyMiles® Business Credit Card

Earn points you can use toward Award Travel.

SimplyCash® Business Credit Card

SimplyCash® Business Credit Card

Earn cash back with no annual membership fee.

Business Green Rewards Card®

Business Green Rewards Card®

Earn unlimited rewards points with no expiration date.

Platinum Delta SkyMiles® Business Credit Card

Platinum Delta SkyMiles® Business Credit Card

Get both Medallion® Qualification Miles (MQMs) and premium travel benefits.

Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card

Earn Medallion® Qualification Miles, with Delta Sky Club? access and 24/7 Concierge service.

Starwood Preferred Guest® Business Credit Card

Starwood Preferred Guest® Business Credit Card

Get free nights, flights with SPG flights, and more.

TrueEarnings® Business Card from Costco and American Express

TrueEarnings® Business Card from Costco and American Express

Get cash back on eligible purchases.

JetBlue Business Card

JetBlue Business Card

Earn points you can use toward award travel on JetBlue.

Lowe's Business Rewards Card from American Express

Lowe's Business Rewards Card from American Express

Earn Lowe's Business Rewards points.

Business Membership Rewards® Card

Business Membership Rewards® Card

Get access to Membership Rewards® program and payment flexibility.

Scroll to view all Cards or click here to see the complete list.

Scroll to view all Benefits or click here to see the complete list.

INDUSTRIES
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Add a review

Click here to write your own review about an American Express OPEN Card.

Showing 1 to 10 of 2176 Reviews

Sort Reviews By: Newest | Highest Rated | Oldest | Most Helpful

The only card to own See More Reviews

5.13.2012

Business Platinum Card®

218

The only card to own

I have been a cardholder since 1974 and over the years I have owned several other cards but I only have mu American Express Platinum card and a bank debit card. In the few instances where I have had an issue with a charge, American Express has handled it quickly with no problems. I love the fact that I don't have to worry about a preset spending limit. They trust my personal spending descression andif an emergency arises, it is covered with my American Express Card. I honestly believe it is the only card to carry. I could not be happier.

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  • Industry:
  • Food & Beverage
  • Annual Revenue:
  • $200,000-$499,999
  • Credit limit on Lowe's card See More Reviews

    5.11.2012

    Lowe's Business Rewards Card from American Express

    218

    Credit limit on Lowe's card

    I applied for a credit increase and they told me two months ago that it was increased to 5500 but it still shows 3000. They asked for TWO years of Complete TAX Returns to increase the credit limits. I am not applying for HOME MORTGAGE - simply increase credit limit.

    Was this review helpful?

    Flag as inappropriate
    VIJAY MEHTA (TX)
    • Industry:
    • Construction
    • Annual Revenue:
    • $2,000,000-$9,999,999
    • Cardmember Since:
    • 2011
    Love my AMEX!! See More Reviews

    5.4.2012

    Business Platinum Card®

    218

    Love my AMEX!!

    The best way to manage your business and feel save all the way!!!!

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Manufacturing
  • Annual Revenue:
  • $500,000-$999,999
  • Cardmember Since:
  • 2011
  • Costco Card - Good or Bad? See More Reviews

    4.29.2012

    TrueEarnings® Business Card from Costco and American Express

    218

    Costco Card - Good or Bad?

    The rewards don't seem to offset the cost. Many retailers will not take American Express.

    Was this review helpful?

    Flag as inappropriate
    ANN EVANS CONSULTING
    • Industry:
    • Financial Services
    • Cardmember Since:
    • 2008
    Second to none See More Reviews

    4.21.2012

    Business Platinum Card®

    218

    Second to none

    I have really enjoyed the ease of use with my Amex Business Platinum card. There is no need for another card for my business and love the benefits that help to make my business travel enjoyable.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Financial Services
  • Annual Revenue:
  • $100,000-$199,999
  • Cardmember Since:
  • 2010
  • Airport Clubs See More Reviews

    4.20.2012

    Business Platinum Card®

    218

    Airport Clubs

    As a frequent traveler to IAH Airport in Houston, TX, I am very disappointed with the Business Platinum Card Program not having any associated club at the airport. There are a least five clubs, but non of them honor AMEX or Priority Pass. Cancelling the agreement with Continental/United Airline is a big business mistake. A lot of my friends and colleagues who carry the Platinum Card started showing frustrations with the Card since the termination of the agreement with Untied Airline. As a businessman, I would not offer a benefit then take it away; I would rather either not offer it at all, or expand on more benefits. Not to mention that my annual fees jumped from $395 to $450. Something need to be done soon!!!

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Healthcare
  • Annual Revenue:
  • $2,000,000-$9,999,999
  • Cardmember Since:
  • 1987
  • Great for Business See More Reviews

    4.18.2012

    Business Platinum Card®

    218

    Great for Business

    We have used american express business cards for about 20 years, The card more than pays for itself with the programs and automatic savings with all their partners.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Chemicals
  • Annual Revenue:
  • $1,000,000-$1,999,999
  • Cardmember Since:
  • 1994
  • Excellent Business Tool See More Reviews

    4.5.2012

    Business Platinum Card®

    218

    Excellent Business Tool

    American Express Platinum Card has been a superb business tool. The flexible spending limit is a valuable asset when it comes to making purchases for my company. I see my use of my card as growing in today's world economy.

    Was this review helpful?

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    NORTHEASTERN STRIPNG (NY)
    • Industry:
    • Construction
    • Annual Revenue:
    • $2,000,000-$9,999,999
    • Cardmember Since:
    • 1985
    The Only Stimulus See More Reviews

    4.1.2012

    Business Platinum Card®

    218

    The Only Stimulus

    Having the Open and platinun cards trough the the 2008 recession was the only Stimulus or efficient tool that keep me going as an small business owner. Even tough 100 million credit cards were closed during this period Amex took the risk of having us( small business) with open credit. This company has the right products and a clear advantage over all credit cards out there.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Telecommunications
  • Annual Revenue:
  • $1,000,000-$1,999,999
  • Cardmember Since:
  • 1989
  • 3.31.2012

    TrueEarnings® Business Card from Costco and American Express

    218

    Costco

    Not the best business card for me. Limit was dropped during the recession not because of my credit history with the company nor my credit scores. What I like least is that they do not report your payment history at all unless the account is closed or goes into default, not a good card to build business credit with!

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Entertainment/Hospitality
  • Annual Revenue:
  • $0-$49,999
  • Cardmember Since:
  • 2006
  • Showing 1 to 10 of 2176 Reviews

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