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  • Discover what small business owners are saying about their OPEN cards.

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The Card at a glance

The Business Platinum Card from American Express OPEN features an award winning rewards program with features designed to help you seize business opportunities every day, including exclusive signature benefits like:

  • Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • More than 40 premium benefits for an annual fee of $450
  • Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months

Premier Benefits

Earn valuable rewards and redeem them to help offset business expenses

Premier Travel

Stay productive on the go with Airport Club Access, FINE HOTELS AND RESORTS, and premium car rentals.

Enhanced Protections

Get premium coverage from theft, loss, and damage when you use your Card

KEEP SCROLLING TO EXPLORE EVERYTHING THE CARD COMES WITH

Spend points on top-tier office equipment, premier travel, and more

Maximize the points you can get

When you put your existing business expenses on the Business Platinum Card, points can add up quickly. You can earn:

1X points for every dollar you spend on purchases

2X points for every dollar you spend with American Express Travel

Up to 10X points every day when you shop over 300 brands online at membershiprewards.com/earn

  • Get up to 60,000 points advanced to your account — another Business Platinum Card exclusive.
  • There's no limit on the number of points you can earn and points never expire.
  • When you add Employee Cards to your account, you'll earn points for virtually every dollar they charge on the Card.

Use your points to do more for your business

  • Purchase items and experiences from our First Collection® of brands like Relais & Chateaux restaurants, The Peninsula Hotels, and private jet services — another exclusive for Business Platinum Card members.
  • Offset business travel expenses – you can use Membership Rewards® to book flights on any airline, without blackout dates and with the flexibility of using points for all or part of your fare. Or use your points for car rentals, hotel stays, and more.
  • Recognize employees – Redeem points for gift cards at hundreds of retailers.
  • Thank clients – Find the perfect gift with thousands of options to choose from.
  • Reward yourself – Give yourself a little bonus.
Drag the slider to calculate points
Your Monthly Expenses$30,000
Yearly points
381,600

A few ways to spend points…

Transfer points to frequent flyer programs

Including Delta Air Lines, Virgin Atlantic Airways and many more:

Start at 1,000 points

*Participating partners and available rewards are subject to change without notice.

Thank clients or reward employees

Half-day with up to 3 treatments at the spa of their choice

70,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself

Callaway® Golf FT I-brid Iron Set in Graphite and Callaway FT-iQ Driver

191,000 points

*Participating partners and available rewards are subject to change without notice.

Reward employees

Work and Wellness In-Office Treatment for 16 to 32 employees

400,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office

3 HP Compaq Business Notebooks 6535B, plus HP Photosmart All-in-One Printer

438,750 points

*Participating partners and available rewards are subject to change without notice.

Fly by private jet

$5,000 toward private flights with Delta Air Elite Membership

500,000 points

*Participating partners and available rewards are subject to change without notice.

Thank clients or reward employees

3-night Vacation at Ulusaba Private Game Reserve in South Africa

700,000 points

*Participating partners and available rewards are subject to change without notice.

Reward your team

Dinner for 2 by a personal chef in your employees? homes (11 packages)

825,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office

4 MacBook 13.3" Laptops, plus Bose® Companion II Multi-Media Speakers

917,200 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself

7-night Ultimate Package for 2 at Miraval® Arizona Resort and Spa

1,000,000 points

*Participating partners and available rewards are subject to change without notice.

Support your community

Give $12,000 worth of The Home Depot Gift Cards ($500 each)

1,200,000 points

*Participating partners and available rewards are subject to change without notice.

Travel better

11 Diamond Award 1-Night Stays at the Mandarin Oriental, New York

1,210,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office

5 iMac 24" Desktop Computers 2.66GHz Intel® Core 2 Duo

1,365,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself

2 Classic Car Club $8,500 Certificates ($17,000 total)

1,500,000 points

*Participating partners and available rewards are subject to change without notice.

Donate to over 1 million charities

Give $170,000 to your chosen charity (1,000 points = $10)

1,700,000 points

*Participating partners and available rewards are subject to change without notice.

Fly clients by private jet

$15,000 toward private flights with Sentient Jet Membership

1,500,000 points

*Participating partners and available rewards are subject to change without notice.

How are points calculated? Close

This calculation assumes 100% spent on everyday purchases and is for estimating purposes only. Participating partners and available rewards are subject to change without notice.

Stay productive on the road with upgraded travel benefits

AIRPORT CLUB ACCESS

  • Complimentary access for you and up to 2 travel companions, with the following airlines:
  • Equivalent airport club memberships start around $950 a year

PREMIUM CAR RENTAL PROGRAM

  • Skip the line and the paperwork, and get automatic upgrades with complimentary access to the premium car rental programs of:

FINE HOTELS & RESORTS

  • Get available upgrades and amenities every time you stay at over 600 worldwide luxury hotels:
  • Room upgrade upon arrival
  • Daily complimentary breakfast for 2
  • Guaranteed 4pm late checkout
  • An amenity unique to each property, from a free massage to a $100 hotel credit for a complimentary dinner for two
  • Access to over $450 in valuable benefits for a two night stay

PLATINUM OFFICE PROGRAM

  • Walk-in access to 1,000 full-service business lounges worldwide.

PREMIUM GLOBAL ASSIST® HOTLINE

  • Guarantees you 24/7 medical, legal, financial, and emergency assistance when you're more than 100 miles from home.
  • The Business Platinum Card also covers the costs associated with transporting you to the nearest, most appropriate medical facility should you become seriously ill.

CAR RENTAL LOSS & DAMAGE INSURANCE*

  • Simply use your eligible Card to reserve and pay for an auto rental, and decline the collision damage waiver at the rental car counter. As a Cardmember, you can be covered if the car is damaged or stolen.

BAGGAGE INSURANCE PLAN

  • Travel in comfort knowing you can be covered by the Baggage Insurance Plan when you purchase your Common Carrier Conveyance (plane, train, ship, helicopter, or bus) on your eligible Card.

ROADSIDE ASSISTANCE ANYWHERE

  • Guarantees you 24/7 help (even if you're only a block from home) — whether you've got a flat, an empty tank, or need a tow to the nearest garage.

Purchase confidently with enhanced protection.

PURCHASE PROTECTION*

  • Shop with confidence knowing that eligible purchases can be covered from theft and accidental damage up to $10,000 per occurrence and up to $50,000 per Cardmember account per calendar year.
  • Good for up to 90 days from your purchase.
  • Coverage is in EXCESS of other sources of indemnity.

RETURN PROTECTION

  • If a store or vendor won't return an eligible item you purchased with your Card, we'll refund your purchase price up to $300 per item (excluding shipping and handling), up to $1,000 per account each year.

EXTENDED WARRANTY*

  • Can extend your eligible purchase's manufacturer's warranty by up to 1 year.
  • Can cover the item or $10,000; whichever is less not to exceed $50,000 per Cardmember account per calendar year.
  • Good for eligible U.S. purchases with warranties of 5 years or less.

IDENTITY THEFT ASSISTANCE

  • Call us the moment you think your identity may have been stolen.
  • We're here 24/7 to help you sort things out, and create strategies to keep them that way.

DISPUTE RESOLUTION

  • We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying until your case is resolved.

EVENT TICKET PROTECTION PLAN*

  • If you purchase tickets with your Card, then aren't able to attend due to a covered incident, we can provide reimbursement up to $2,000 per occurrence and up to two occurrences per 12-month period (not available to residents of New York State).

Maximize your rewards today

APPLY NOW Add to Saved Cards

Get automatic discounts with OPEN Savings®

OPEN SAVINGS BUILT-IN DISCOUNTS

  • Get automatic discounts on every purchase you make with your Card at OPEN Savings partners.
  • Just pay with your Card — your discounts are automatically credited to your statement each month.
  • Maximize your savings by combining them with all other offers, coupons, and deals.

Network and organize with OPEN advantages

OPEN FORUM®

Content created just for OPEN

  • Research our archive of articles and videos written by and featuring renowned experts from a spectrum of industries.

Discussion boards

  • Find trends and experience-driven advice from thousands of OPEN Cardmembers.
  • Can't find a topic you're interested in? Start your own discussion and ask the forum to see if you can find an answer.

Networking opportunities

  • See who in the forum is looking for the goods or services you provide.
  • Use the connectedexSM to explore and create solid, money-saving partnerships with fellow OPEN Cardmembers.

ONLINE STATEMENT

Categorize your expenses

  • Separate, track, and tag expenses across different spending categories for better analysis.

Customize your data

  • View spending the way you want, by time period, Cardmember, merchant, category, or custom tags you create.

YEAR-END SUMMARY

  • Get a detailed report online or in the mail with all of your spending organized by month and business category.

Transform the way you do business abroad

NO FOREIGN TRANSACTION FEES

  • Pay no foreign transaction fees on any purchase.
  • Eliminate unnecessary costs, whether or not you are traveling.

FX INTERNATIONAL PAYMENTS

  • A simple and cost effective way to send international wire transfers.
  • As a Business Platinum Card member, your business is eligible to enroll in the FX International Payments service and enjoy a waiver of the standard transaction fee on eligible wire transfers in over 110 currencies.

PRIORITY PASSTM SELECT

  • Expanded lounge access at over 600 lounges worldwide.
  • Enroll and you can stay refreshed, relaxed and productive on the go-wherever your business takes you.

GLOBAL ENTRY

  • Get expedited clearance and bypass the lines at U.Ss arrivals in most major airports - offered in conjunction with U.S. Customs and Border Protection.
  • The membership application is complimentary for Business Platinum Cardmembers - enroll at open.com/nextgenplatinum.

Business Platinum Card® Ratings and Reviews

Add a review

Click here to write your own review about an American Express OPEN Card.

Showing 1 to 10 of 965 Reviews

Sort Reviews By: Newest | Highest Rated | Oldest | Most Helpful

1

My Review See More Reviews

2.18.2012

97

My Review

The Platinum card does not deliver the services or benefits as advertized and as described. There are too many restrictions not reasonably disclosed with the rest of the card information. One cannot contact a live person within a reasonable time. My last contact on February 18, 2012 with a supervisor showed me that customer service is not designed to solve customer problems, rather designed just to attempt to act concerned but with no real ability to meet customer needs.

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2.11.2012

97

Mr

The "service" and card stinks! I called when I was out of the country 8 times. Each time I was told I was in the wrong department! Each time they would "transfer me and disconnect". I was originally connected to Tuscon, then Phoenix, then Denver, then Canada. Based on this experience and not EVER having been sent a Priority Pass when I upgraded to platinum but was told in St. Maarten, I could NOT go into the lounge with a priority pass card I was Never sent but called and received 2 weeks later after I got home, I consider the card useless and doubt I will renew when renewal comes up.

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ROBERT BELSTOCK CPA (CA)
  • Industry:
  • Professional Services (Attorney, Doctor, etc.)
  • Cardmember Since:
  • 2008

2.9.2012

97

Fee's

I should spend close to a million on my card this year.My bill is always paid early.Yet it is the only card I use that has a fee associated with it.

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  • Cardmember Since:
  • 1997
  • more benefits please See More Reviews

    1.24.2012

    97

    more benefits please

    wish the card benefits would be better with more every day use.

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    Flag as inappropriate
    INNOVATIVE THERAPY F (CA)
    • Industry:
    • Healthcare
    • Annual Revenue:
    • $1,000,000-$1,999,999
    • Cardmember Since:
    • 2010
    Airport Lounges See More Reviews

    1.23.2012

    97

    Airport Lounges

    One of the main reasons I upgraded to Platinum was access to various lounges when I travel. It is a significant loss to not have United participating domestically. Further, some of the Priority Pass lounges are not up to Amex standards (for example customer service was low at the Belgium airport for instance). Also the Amex website listing for airports that participated was not accurate - I ended up spending a lot of time wandering around the airport in search of a lounge that didn't exist anymore.Amex customer service rep on the phone was helpful and did his best - but ultimately couldn't help me. Not a deal breaker as other benefits more than pay for the card, but not a pleased with this feature as I had hoped to be.

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  • Cardmember Since:
  • 2000
  • Hard to say See More Reviews

    1.5.2012

    97

    Hard to say

    My feelings about this card are conflicted.On the negative side I'm unimpressed with the concierge and travel options. The concierge has never been able to fulfill most basic requests that I have. The booking prices for travel through the Amex program are always more expensive for me than what I can find on my own. The supposed "special rates" for Hertz rentals cars and other things just don't exist -- you use the Amex code but the rates are the same as everyone else (I checked).On the positive side, I am very pleased with the actual customer support representatives. For every issue I've ever had they have exceeded my expectations and always given me the impression they really want to help. Amex really shines here. I also eat up the $200 airline incidentals rebate with no problem every year which almost cuts the annual membership fee in half. I'm also pleased with the Pay Over Time option, which has eased some cashflow issues for my business in the past.

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  • Industry:
  • Advertising/Marketing
  • Annual Revenue:
  • $200,000-$499,999
  • Cardmember Since:
  • 2006
  • best card available See More Reviews

    1.5.2012

    97

    best card available

    For business ownerners this card gives you the most compared to visa, mastercard etc. plus you get great service.

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    RELIANCE W T P (FL)
    • Industry:
    • Financial Services
    • Annual Revenue:
    • $200,000-$499,999
    • Cardmember Since:
    • 2002
    A card every business owner must have See More Reviews

    12.28.2011

    97

    A card every business owner must have

    The American Express Business Platinum Card has been essential to our business. This card has helped us tremendously in growing our business by covering many of the expenses required for our operations.

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Energy
  • Annual Revenue:
  • $2,000,000-$9,999,999
  • Cardmember Since:
  • 2004
  • Perfection in Platinum See More Reviews

    12.27.2011

    97

    Perfection in Platinum

    By far the best card that stays in my wallet, customer service is excellent, the card is fantastic, and dont get me started on the reward points program. I use this card for all the purchases and monthly recurring bills allowed for it. I have no idea how to make this card better simply because the card is perfect.

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  • Industry:
  • Retail/Wholesale
  • Annual Revenue:
  • $1,000,000-$1,999,999
  • Cardmember Since:
  • 2010
  • 12.27.2011

    97

    Mikhail

    Would prefer to heve more benefits by getting Centurion Card.Thank you.Mikhail

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    INFINITY OF CARE INC (PA)
    • Industry:
    • Healthcare
    • Annual Revenue:
    • $2,000,000-$9,999,999
    • Cardmember Since:
    • 1996

    Showing 1 to 10 of 965 Reviews

    1

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