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The Power of OPEN

The only person who truly understands your business is you. The hours you put in. The unexpected obstacles. The unexpected opportunities.

So we created American Express OPEN, because we want to be as flexible as you are. We built in the savings, rewards, and tools that businesses like yours rely on. And each American Express OPEN® Card comes with access to the essential benefits and protections only American Express can provide.

Click below to see how OPEN can help you do more for your business.

Financial Flexibility

Pay in full. Pay Over Time. Pay on your own terms.

We've got exactly the right Card for your business.

Need a Charge Card?

Pay in full with no interest* and get purchasing power that can evolve with your business.

COMPARE CHARGE CARDS

Need a Credit Card?

Give your business the option to carry a balance with interest.

COMPARE CREDIT CARDS

Need a Card with Payment Options?

It's your choice each month: pay early and save 1.5%, or defer payment for up to 2 months† with the Plum Card.

LEARN ABOUT THE PLUM CARD
Savings And Rewards

Save big with OPEN® Cards, and fuel your business with smart rewards.

OPEN Savings®

  • Benefit from exclusive partnerships and built-in discounts
  • Save automatically on leading brands when you use your Card with any OPEN Savings partner — from shipping with FedEx to car rentals with Hertz®
  • Enjoy OPEN Savings in addition to any other discounts or promotions*

Travel Advantages

You can keep business travel running smoothly, for less, with flight savings, hotel stays, airline club access and special upgrades.§

COMPARE BUSINESS TRAVEL CARDS

Membership Rewards® program

Reinvest in your business using the points you can earn on eligible purchases. Travel to a conference, treat a client to dinner, or get new office equipment. All with Membership Rewards points. †

COMPARE MEMBERSHIP REWARDS CARDS
Tools For Business

Apps and insights to help you run your business

OPEN is putting the resources your business needs right at your fingertips.

Access special corporate rates to save on flights, hotels and car rentals with BusinessTravel. Manage your business' online reputation and listings with YourBuzz.

The App Center gives you a premium set of digital tools that can help you save time and money, and retain customers.

SEE ALL BUSINESS TOOLS
Advice and Insights

A free forum for connecting with other professionals and getting insights about your business.

OPEN has a broad network of Cardmembers and experts that can help you connect with business owners like you.

  • Explore the OPEN Forum® for exclusive articles and videos featuring industry experts.
  • Create a profile and start connecting with other business owners.
  • Search for OPEN® business owners who may be looking for the goods or services you provide.
Service And Protection

Built-in Benefits of Cardmembership

American Express continues to offer Card members access to protections and services for all OPEN® Cards, including

Purchase Protection,* so you can shop with confidence knowing that eligible purchases can be covered from theft and accidental damage up to $1,000 per occurrence and up to $50,000 per Cardmember account per calendar year.

Fraud Protection Guarantee, making online shopping a more secure experience for Cardmembers

24/7 support, with dedicated OPEN business representatives

So — which OPEN® Card is right for your business?

COMPARE MOST POPULAR CARDS
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The Card at a glance

Business Green Rewards Card has purchasing power that evolves with your business, so you can cover more expenses while earning points that you can use to reinvest in your business. Signature benefits include:

  • Membership Rewards® points you can use to pay for travel, business expenses, Amazon.com purchases, and more
  • No annual fee Employee Cards that can earn points for your account and let you set individual limits per Card
  • $0 introductory annual fee for the first year, then $95 for a full range of rewards and membership benefits

FLY WITHOUT BLACKOUT DATES

When booking online at the American Express Travel site, Membership Rewards Pay with Points lets you use points to get flights on any airline, without blackout dates

SPENDING POWER

Pay for expenses you may not have planned on but cannot work without. All while earning points

DELEGATE SPENDING, EARN MORE POINTS

Get Employee Cards that let you maintain full financial control, while earning points on purchases made with them

Click to view: Rates and Fees
Benefits and Terms

KEEP SCROLLING TO EXPLORE EVERYTHING THE CARD COMES WITH

Spend points on travel, business expenses, and more

MAXIMIZE THE POINTS YOU CAN EARN AND SPEND

Use your Card to pay for existing expenses and start accumulating.

1Xpoints for every dollar you spend on purchases

2Xpoints for every dollar you spend with American Express Travel

Up to 10x points every day when you shop over 300 brands online at membershiprewards.com/earn

  • Earn 5K bonus points with your first purchase.
  • When you add Employee Cards to your account, you can earn points for every dollar employees spend on purchases with the Card.
  • There is no limit to the points you can earn, and points don't expire.

Use points to start paying for business.

  • Book flights on any airline, without blackout dates or seat restrictions, when you use the Pay with Points feature at American Express Travel.
  • Transfer points to more than 20 frequent traveler programs to redeem flights and nights with your favorite partners.
  • Pay down your statement balance.
  • Shop with points at Amazon.com.
  • Thank clients and employees with gift cards from leading brands and restaurants.
  • Entertain clients and friends by using points at Ticketmaster® to purchase tickets for concerts, theater, sports, and more.
Drag the slider to calculate points
Monthly Expenses$30,000
Yearly points
381,600

Thank clients or reward employees.

2 $50 Ruth's Chris Steak House Gift Cards

10,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office with leading technology.

Fellowes Powershred® PS-79Ci Jam-Proof Shredder

39,500 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office

Get 6 hours with a professional organizer in your office.

150,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your home or office.

GE Stainless Steel 22.2 Cubic-Foot French-Door Refrigerator

307,900 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office with leading technology.

Apple® MacBook Pro, 15" Widescreen 2.8GHz Intel Core Duo

396,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself with fitness.

Life Fitness G7 Dual Adjustable Pulley Home Gym with Removable Bench

455,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself.

Liebherr Freestanding Stainless Steel Wine Storage, holds 143 bottles

655,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office with leading technology.

2 Apple® MacBook Pro Laptops, 15" Widescreen 2.4GHz Intel Core 2 Duo

680,200 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself.

Zenith ChronoMaster XXT Open Watch, Steel

891,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office with leading technology

5 Samsung 7" UMPC Ultra Mobile PCs with LCD Touch Screens

976,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your equipment.

John Deere X520 Multi-Terrain Tractor with 54" Edge Extra Deck, Heavy-Duty All-Purpose Tires, 26HP

1,068,400 points

*Participating partners and available rewards are subject to change without notice.

Turn points into statement credits.

Get $6,000 in Statement Credits (20,000 points = $100 Statement Credit)

1,200,000 points

*Participating partners and available rewards are subject to change without notice.

Make outdoor work purchases.

John Deere Gator(TM) TH 6x4 Utility Vehicle for Extreme Hauling and Towing

1,375,500 points

*Participating partners and available rewards are subject to change without notice.

Treat clients or reward your best employees.

Derek Jeter No. 2, 2008 Yankees Game Used Home Pinstripe Jersey with All Star and Stadium Patches

1,414,900 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office with leading technology.

4 Apple® MacBook Pro Laptops, 15" Widescreen 2.8GHz Intel Core Duo

1,584,000 points

*Participating partners and available rewards are subject to change without notice.

Donate points to over 1 million charities.

Give $170,000 to your chosen charity (1,000 points = $10)

1,700,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself.

Yamaha Modus Digital Piano with Matching Bench

1,750,000 points

*Participating partners and available rewards are subject to change without notice.

How are points calculated? Close

This calculation assumes: 100% spent on everyday purchases and is for estimating purposes only. Participating partners and available rewards are subject to change without notice.

Click to view: Benefits and Terms
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Travel easier with insurance and assistance from OPEN

BAGGAGE INSURANCE PLAN*

  • Travel in comfort knowing you can be covered by the Baggage Insurance Plan when you purchase your Common Carrier Conveyance (plane, train, ship, helicopter, or bus) on your eligible Card.

CAR RENTAL LOSS & DAMAGE INSURANCE*

  • Simply use your eligible Card to reserve and pay for an auto rental and decline the collision damage waiver at the rental counter. As a Cardmember you can be covered if the car is damaged or stolen.

GLOBAL ASSIST® HOTLINE

  • Guarantees you 24/7 medical, legal, financial, and emergency assistance when you're more than 100 miles from home.

ROADSIDE ASSISTANCE

  • Guarantees you 24/7 help, when you're more than 50 miles from home-whether you've got a flat, empty tank, or need a tow to the nearest garage.
Click to view: Benefits and Terms
*AMEX Assurance Disclosures
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Purchase confidently with valuable protections

PURCHASE PROTECTION*

  • Shop with confidence knowing that eligible purchases can be covered from theft and accidental damage up to $1,000 per occurrence and up to $50,000 per Cardmember account per calendar year.
  • Good for up to 90 days from your purchase.
  • Coverage is in EXCESS of other sources of indemnity.

IDENTITY THEFT ASSISTANCE

  • Call us the moment you think your identity may have been stolen.
  • We're here 24/7 to help you sort things out, and create strategies to keep them that way.

EXTENDED WARRANTY*

  • Can extend your eligible purchase's manufacturer's warranty by up to 1 year.
  • Can cover the item or $10,000; whichever is less not to exceed $50,000 per Cardmember account per calendar year.
  • Good for eligible U.S. purchases with warranties of 5 years or less.

DISPUTE RESOLUTION

  • We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying until your case is resolved.

Maximize your rewards today

APPLY NOW Add to Saved Cards
Click to view: Benefits and Terms
*AMEX Assurance Disclosures
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Maximize your rewards today

APPLY NOW Add to Saved Cards

What you get with every Card

Protection

You can rely on the coverage you've come to expect from your American Express® Cardmembership, helping to protect your purchases and your identity.

FOR SHOPPING

    Purchase protection *

  • Can protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. The coverage is limited to $1,000 per occurrence, up to $50,000 per Cardmember account per calendar year, and is in EXCESS of other sources of indemnity.

    • Return Protection

  • If a store or vendor won't return an eligible item you purchased with your Card, we may refund your purchase price up to $300 per item (excluding shipping and handling), up to $1,000 per account each year.

    • Extended Warranty *

  • Can extend the terms of the original U.S. manufacturer's warranty for up to 1 additional year on eligible purchases with warranties of 5 years or less, when the purchase is charged to the Card. Coverage is limited to the actual amount charged to your Card for the item or up to $10,000; whichever is less not to exceed up to $50,000 per Cardmember account per calendar year.

FOR YOUR IDENTITY

    Fraud Protection Guarantee

  • Your Card can make online shopping a more reassuring and secure experience by protecting you against fraudulent use of your American Express Card.

    • Identity Theft Assistance

  • Call us the moment you think your identity may have been stolen. We're here to help you sort things out and create strategies to continue to protect your identity.

    • Dispute Resolution

  • We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying until your case is resolved.

Business Apps

The OPEN App Center has powerful tools that can help you improve cash flow, save money, and get and retain customers.

GET AND RETAIN CUSTOMERS

  • YourBuzz
  • SearchManager
  • AdManager

IMPROVE CASH FLOW

  • AcceptPay
  • FX International Payments
  • SurePayroll

SAVE MONEY

  • InsuranceEdge provided by Bolt™
  • BusinessTravel

OPEN Forum®

Explore articles and videos featuring industry experts, and ask questions and get advice from other OPEN Cardmembers.

Support

American Express offers the tools and the representatives that can help support your business when you need them.

MANAGING YOUR BUSINESS

    Online Account Management

    We've got the online account tools to help your business run smoothly.

  • Online statements let you easily find receipts, prepare reports to invoice customers, and budget.
  • Your Year-End Summary is a tax-time essential.
  • Account Alerts let you know when payments are due or when accounts reach selected levels.
  • Authorized Access allows you to authorize employees or third parties to manage your account online.

Signature Cardmember Business Service

Call 24/7 for one-on-one help, dedicated to small business owners like you. You'll speak with OPEN representatives who understand your business and so will focus on helping you solve your issues.

Partner Savings

Cardmembers can enjoy automatic savings and built-in discounts with OPEN Savings®.

No need to enroll — just use your Card at any OPEN Savings partner. Plus, the savings are in addition to any other discounts or promotions.

HOTELS

TRAVEL

SHIPPING

TECH

SUPPLIES AND SERVICES

GIFTS

  • YourBuzz: Strengthen your online connection with your customers.
  • SearchManager: Manage Google, Yahoo!, Bing™, and Facebook advertising all in one place.
  • AdManager: An end-to-end solution for creating and publishing online display advertising.
  • SurePayroll: Manage your payroll online. Calculate payroll, pay employees and process payroll taxes.
  • AcceptPay®: Accept payments online. Send email invoices. Get paid faster online.
  • FX International Payments: Wire funds internationally, directly from your U.S. business bank account.
  • InsuranceEdgeSM : PROVIDED BY BOLT™Find the right business insurance to meet your business needs.
  • BusinessTravel: Book business travel online. Get low rates. Control employee spending.
  • Hyatt Hotels & Resorts®
    Automatically save 3% on Hyatt's exceptional service and style.
  • Courtyard by Marriott®
    Stay connected, productive, and energized on the road -- and automatically save 5% -- with Marriott® Courtyard.
  • Fairfield Inn & Suites
    Automatically save 5% when you use your OPEN® Card on hotel stays at Fairfield Inn & Suites.
  • SpringHill Suites
    Automatically save 5% when you use your OPEN Card on hotel stays at SpringHill Suites.
  • Residence Inn by Marriott
    Automatically save 5% when you use your OPEN Card on hotel stays at Residence Inn by Marriott.
  • Towne Place Suites
    Automatically save 5% when you use your OPEN Card on hotel stays at Marriott Towne Place.
  • Hertz®
    Automatically save up to 10% on Hertz car rentals. Enjoy complimentary enrollment in Hertz #1 Club Gold®.
  • CAREY
    Automatically save 5% on ground transportation in more than 550 cities and 60 countries.
  • FedEx Express®
    Automatically save 5%. Plus, join the FedEx Discount Program and save up to an additional 21%.
  • FedEx Ground®
    Automatically save 5%. Plus, join the FedEx Discount Program and save up to an additional 21%.
  • FedEx Freight
    Automatically save 5%. Plus, join the FedEx Discount Program and save up to an additional 65%.
  • HP Direct
    Automatically save 5% with HP Direct, on top of all existing HPDirect.com offers.
  • Epson
    Automatically save 5% on products including WorkForce® printers, projectors, and scanners.
  • The Microsoft Store
    Automatically save 5% at microsoftstore.com and at Microsoft Store retail locations.
  • OfficeMax
    Automatically save 5% on purchases of office supplies, ink and toner, furniture, and more.
  • FedEx Office
    Automatically save 5%. Plus, join the FedEx Discount Program and save up to an additional 20%.
  • Iron Mountain
    Automatically save 10% on records storage, shredding, and data protection.
  • Dun & Bradstreet Credibility Corp
    Automatically save 5% on business credit information from Dun & Bradstreet.
  • 1-800 Flowers
    Automatically save 5% on gorgeous bouquets, gourmet food baskets, beautiful plants, and more.
  • Barnes & Noble
    Automatically save 5% when you use your OPEN Card at bn.com.
Click to view: Benefits and Terms
*AMEX Assurance Disclosures
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Business Green Rewards Card Ratings and Reviews

Add a review

Click here to write your own review about an American Express OPEN Card.

Showing 1 to 10 of 73 Reviews

Sort Reviews By: Newest | Highest Rated | Oldest | Most Helpful

1

Customer service See More Reviews

12.16.2011

8

Customer service

I have enjoyed the ease of contact when I have a question. I plan to upgrade to gold.Thank you.RH Sipple

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JBS INDUSTRIAL SALE (TX)
  • Industry:
  • Retail/Wholesale
  • Annual Revenue:
  • $2,000,000-$9,999,999
  • Cardmember Since:
  • 1990
vp finance See More Reviews

4.7.2011

8

vp finance

It is what we need forthe business..smple to use and manage and gives thte employees what they need to perofrm their job in a simple noncomplicanted manner...

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QUADRANT SOFTWARE (MA)
  • Industry:
  • Manufacturing
  • Annual Revenue:
  • $2,000,000-$9,999,999
  • Cardmember Since:
  • 1997
The best card to carry See More Reviews

12.6.2010

8

The best card to carry

American Express is the best business card to carry. You have unlimited access to the best customer service represenatives of any business credit card. I love having not to worry if I have enough credit to cover a purchase, with the American Express card I never have that worry.

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BUSY BROOMS (FL)
  • Industry:
  • Consumer Goods & Services
  • Annual Revenue:
  • $500,000-$999,999
  • Cardmember Since:
  • 2005
Thanks See More Reviews

12.5.2010

8

Thanks

I been with AMX for over 25 years and travel all over the world for work and it's the BEST card ever!!

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WORLD ELITE TKD CNT (FL)
  • Industry:
  • Agriculture
  • Annual Revenue:
  • $1,000,000-$1,999,999
  • Cardmember Since:
  • 1985
Good Tool for Business See More Reviews

12.1.2010

8

Good Tool for Business

Easy to use, widely accepted, and terrific online info make this a very good tool for business use.

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Flag as inappropriate
  • Industry:
  • Advertising/Marketing
  • Cardmember Since:
  • 1984
    • President See More Reviews

    11.29.2010

    8

    President

    All of my business pruchases go through the corporate card. It helps me keep things organized to track spending and for tax purposes.

    Was this review helpful?

    Flag as inappropriate
    SOURCING SOLUTIONS (PA)
    • Annual Revenue:
    • $500,000-$999,999
    • Cardmember Since:
    • 2001
    GarciaPR See More Reviews

    11.28.2010

    8

    GarciaPR

    I love my Amex card. I especially love the rewards program, the products, services and gifts are really nice and worth using my Amex card for the points! It's really easy to keep track of my spending on the website and I'm constantly received updates and important information regarding my account with customized email notification that I upset. Thanks American Express!

    Was this review helpful?

    Flag as inappropriate
    ISLAND CHURCH FRN IN
    • Industry:
    • Retail/Wholesale
    • Cardmember Since:
    • 1995
    Credit limit See More Reviews

    11.24.2010

    8

    Credit limit

    I find the annual review process arduous and borderline insulting. We always pay balances in full on all cards and don't understand why we should be submitted to this and reducing our limits when we are a growing company with growing needs and excellent credit.

    Was this review helpful?

    Flag as inappropriate
    CD NETWORK LLC (NY)
    • Industry:
    • Retail/Wholesale
    • Annual Revenue:
    • $2,000,000-$9,999,999
    • Cardmember Since:
    • 2002
    Great business card! See More Reviews

    11.23.2010

    8

    Great business card!

    This is the only card our business needs to have. The benefits are great and we love the discounts at partner sites and stores.

    Was this review helpful?

    Flag as inappropriate
    THE Z COMPANY INC (FL)
    • Industry:
    • Telecommunications
    • Cardmember Since:
    • 2007
    Owner See More Reviews

    11.23.2010

    8

    Owner

    Great company. I have been both a personal and business American Express customer for more than 10 years. Customer service is great, top notch. The first card I grab from my wallet is an American Express card for both business and personal purchases.

    Was this review helpful?

    Flag as inappropriate
    WENGERT PROPERTIES
    • Industry:
    • Real Estate
    • Cardmember Since:
    • 2001

    Showing 1 to 10 of 73 Reviews

    1

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