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OPEN Small Business Cards

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Business Platinum Card®

Business Platinum Card®

The Business Charge Card with more than 30 premium benefits designed for better business
See Card Details Apply For Card
Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card

The airline Credit Card that earns you Medallion® Qualification Miles, with Delta Sky Club™ access and 24/7 Concierge service
See Card Details Apply For Card
Platinum Delta SkyMiles® Business Credit Card

Platinum Delta SkyMiles® Business Credit Card

The airline Credit Card that earns both Medallion® Qualification Miles (MQMs) and bonus miles
See Card Details Apply For Card

Business Gold Rewards Card

Business Gold Rewards Card

The Card that is designed for businesses to earn points faster.
See Card Details Apply For Card
Business Green Rewards Card

Business Green Rewards Card

The basic Charge Card that can earn you Membership Rewards® points and help manage cash flow
See Card Details Apply For Card

The Plum Card®

The Plum Card®

The Charge Card that gives your business payment flexibility each month
See Card Details Apply For Card

Gold Delta SkyMiles® Business Credit Card

Gold Delta SkyMiles® Business Credit Card

An airline Credit Card that earns you miles you can use toward Delta Award Travel
See Card Details Apply For Card
Starwood Preferred Guest® Business Credit Card

Starwood Preferred Guest® Business Credit Card

The travel rewards Credit Card that gets you free nights, free flights with SPG Flights, and more
See Card Details Apply For Card
TrueEarnings® Business Card from Costco and American Express

TrueEarnings® Business Card from Costco and American Express

The Credit Card that works with your Costco membership to earn you cash back on eligible purchases
See Card Details Apply For Card
Lowe's Business Rewards Card from American Express

Lowe's Business Rewards Card from American Express

The Credit Card that earns you Lowe's Business Rewards points
See Card Details Apply For Card

SimplyCash® Business Card

SimplyCash® Business Card

The cash back Credit Card with no annual fee
See Card Details Apply For Card
Blue for Business® Credit Card

Blue for Business® Credit Card

The no-annual-fee Card that lets you earn Membership Rewards® points and rewards you with an annual Relationship Bonus
See Card Details Apply For Card

OverView

The Power of OPEN

The only person who truly understands your business is you. The hours you put in. The unexpected obstacles. The unexpected opportunities.

So we created American Express OPEN, because we want to be as flexible as you are. We built in the savings, rewards, and tools that businesses like yours rely on. And each American Express OPEN^® Card comes with access to the essential benefits and protections only American Express can provide.

Click below to see how OPEN can help you do more for your business.

Financial Flexibility

Pay in full. Pay Over Time. Pay on your own terms.

We've got exactly the right Card for your business.

Need a Charge Card?

Pay in full with no interest^* and get purchasing power that can evolve with your business.

COMPARE CHARGE CARDS

Need a Credit Card?

Give your business the option to carry a balance with interest.

COMPARE CREDIT CARDS

Need a Card with Payment Flexibility?

It's your choice: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.

LEARN ABOUT THE PLUM CARD

Savings And Rewards

Save big with OPEN^® Cards, and fuel your business with smart rewards.

OPEN Savings^®

Benefit from exclusive partnerships and built-in discounts
Save automatically on leading brands when you use your Card with any OPEN Savings partner — from shipping with FedEx to car rentals with Hertz^®
Enjoy OPEN Savings in addition to any other discounts or promotions^*

Travel Advantages

You can keep business travel running smoothly, for less, with flight savings, hotel stays, airline club access and special upgrades.^§

COMPARE BUSINESS TRAVEL CARDS

Membership Rewards^® program

Reinvest in your business using the points you can earn on eligible purchases. Travel to a conference, treat a client to dinner, or get new office equipment. All with Membership Rewards points. ^†

COMPARE MEMBERSHIP REWARDS CARDS

Tools For Business

Apps and insights to help you run your business

OPEN is putting the resources your business needs right at your fingertips.

Access special corporate rates to save on flights, hotels and car rentals with BusinessTravel. Give your customers multiple payment options to pay you and get paid faster with AcceptPay.

The App Center gives you a premium set of digital tools that can help you save time and money, and improve cash flow.

SEE ALL BUSINESS TOOLS

Advice and Insights

A free forum for connecting with other professionals and getting insights about your business.

OPEN has a broad network of Cardmembers and experts that can help you connect with business owners like you.

Explore the OPEN Forum^® for exclusive articles and videos featuring industry experts.
Create a profile and start connecting with other business owners.
Search for OPEN^® business owners who may be looking for the goods or services you provide.

Service And Protection

Built-in Benefits of Cardmembership

American Express continues to offer Card members access to protections and services for all OPEN^® Cards, including

Purchase Protection,^* so you can shop with confidence knowing that eligible purchases can be covered from theft and accidental damage up to $1,000 per occurrence and up to $50,000 per Cardmember account per calendar year.

Fraud Protection Guarantee, making online shopping a more secure experience for Cardmembers

24/7 support, with dedicated OPEN business representatives

So — which OPEN^® Card is right for your business?

COMPARE MOST POPULAR CARDS

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Compare Cards with Travel Rewards

Cards
Rewards
Travel
Services
Benefits
Financial
With Every Card

CARDS

Click any Card to learn more. Or add and remove Cards to customize your comparison.

Overview
The Business Gold Rewards Card

The Card that is designed for businesses to earn points faster.
Earn 50,000
Membership Rewards^® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership. Apply online or call 1-800-519-OPEN (6736) for this offer. See offer terms for details.^†
(991 Reviews)

Business Platinum Card^®

The Business Charge Card with more than 40 premium benefits designed for better business.
Get 25,000
Membership Rewards® points after you spend $5,000 in the first 3 months of Card
membership.
(156 Reviews)

Gold Delta SkyMiles^® Business Credit Card

An airline Credit Card that earns you miles you can use toward Delta Award Travel without blackout dates.
Get 30,000 miles after you spend $500 in the first 3 months of Cardmembership.^†
(106 Reviews)

Starwood Preferred Guest^® Business Credit Card

A travel rewards Credit Card that lets you redeem points for free nights, and for flights through SPG Flights.
Get 10,000 Starpoints after your first purchase. Earn an additional 15,000 Starpoints after you make $5,000 of eligible purchases in the first 6 months of Cardmembership.^†

REWARDS

The Business Gold Rewards Card
Business Platinum Card^®
Gold Delta SkyMiles^® Business Credit Card
Starwood Preferred Guest^® Business Credit Card

Rewards for Each Dollar Spent on Eligible Purchases
3X points on airfare purchased directly from airlines
Terms and limitations apply. 3X applies to purchases up to $100,000 per year.
1X points for eligible purchases you make
2X miles for each dollar spent on Delta purchases*
1X mile for each dollar spent on other eligible purchases*
Earn 1 Starpoint^® for each dollar of eligible purchases.

Additional Rewards
Up to $200 in airline fee credits annually^*
Up to 30,000 bonus miles in first year
Get more Starpoints for stays
Earn up to 5 Starpoints^® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest^® program – that's 2 Starpoints per dollar spent on the Card in addition to the Starpoints you get as an SPG member.

TRAVEL

The Business Gold Rewards Card
Business Platinum Card^®
Gold Delta SkyMiles^® Business Credit Card
Starwood Preferred Guest^® Business Credit Card

Airport Club Access

Guaranteed Room Reservations

Car Rental Benefits
complimentary memberships, upgrades, savings, and priority treatment

Air Travel Benefits
Free Flights through SPG Flights
Frequent Flyer Program Transfers

24/7 Roadside Assistance

24/7 Travel Emergency Assistance

SERVICES

The Business Gold Rewards Card
Business Platinum Card^®
Gold Delta SkyMiles^® Business Credit Card
Starwood Preferred Guest^® Business Credit Card

Concierge Services

Event Ticket Protection Plan*

Business Services
Platinum Office Program

Special Seating at Events

BENEFITS

The Business Gold Rewards Card
Business Platinum Card^®
Gold Delta SkyMiles^® Business Credit Card
Starwood Preferred Guest^® Business Credit Card

Purchase Protection*
Coverage is limited up to $1,000 per occurrence, up to $50,000 per Card member account per calendar year
Coverage is limited up to $10,000 per occurrence, up to $50,000 per Card member account per calendar year
Coverage is limited up to $1,000 per occurrence, up to $50,000 per Cardmember account per calendar year
Coverage is limited up to $1,000 per occurrence, up to $50,000 per Cardmember account per calendar year

FINANCIAL

The Business Gold Rewards Card
Business Platinum Card^®
Gold Delta SkyMiles^® Business Credit Card
Starwood Preferred Guest^® Business Credit Card

Card Type
Charge Card
No interest charges. Lots of rewards. Must pay in full each month.
^†OFFER TERMS & BENEFITS
Charge Card
No interest* charges. Lots of rewards. Must pay in full each month.
OFFER TERMS & BENEFITS
Credit Card
You pay interest on what you don't pay off each month.
^†OFFER TERMS & BENEFITS
Credit Card
Redeem Starpoints for free nights, and for flights through SPG Flights.
^†OFFER TERMS & BENEFITS

Monthly Balance Due in Full

Flexible Payments Over Time
Can carry a balance with interest and a spending limit
Can carry a balance with interest and a spending limit

Annual Membership Fee
$0 introductory annual fee for the first year, then $175
$450
$0 introductory annual fee for the first year, then $95
Introductory annual fee of $0 for the first year, then $65

Cash Advance Fee
$5 or 3% of the amount
$5 or 3% of the amount

Foreign Transaction Fee
2.7%
None
2.7%
2.7%

Late Payment Fee
$35 or 2.99%
$35 or 2.99%
Up to $35
Up to $35

Over-the-Credit Limit Fee
NONE
None

Returned Payment Fee
$35
$35
$35

APR for Purchases
15.24%,17.24% or 19.24%
15.24%,17.24% or 19.24%

APR for Cash Advances
21.24%
21.24%

APR for Penalties
27.24%
27.24%

The Business Gold Rewards Card
Learn More Apply Now ^†OFFER TERMS & BENEFITS
Business Platinum Card^®
Learn more Apply Now OFFER TERMS & BENEFITS
Gold Delta SkyMiles^® Business Credit Card
Learn More Apply Now ^†OFFER TERMS & BENEFITS
Starwood Preferred Guest^® Business Credit Card
Learn more Apply Now ^†OFFER TERMS & BENEFITS

What you get with every Card

Protection

You can rely on the coverage you've come to expect from your American Express® Cardmembership, helping to protect your purchases and your identity.

FOR YOUR PURCHASES

Extended Warranty ^*

Can extend the terms of the original U.S. manufacturer's warranty for up to 1 additional year on eligible purchases with warranties of 5 years or less, when the purchase is charged to the Card. Coverage is limited to the actual amount charged to your Card for the item or up to $10,000; whichever is less not to exceed up to $50,000 per Cardmember account per calendar year.

FOR YOUR IDENTITY

Fraud Protection Guarantee

Your Card can make online shopping a more reassuring and secure experience by protecting you against fraudulent use of your American Express Card.

Identity Theft Assistance

Call us the moment you think your identity may have been stolen. We're here to help you sort things out and create strategies to continue to protect your identity.

Dispute Resolution

We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying until your case is resolved.

OPEN Forum^®

Explore articles and videos featuring industry experts, and ask questions and get advice from other OPEN Cardmembers.

Support

American Express offers the tools and the representatives that can help support your business when you need them.

MANAGING YOUR BUSINESS

Online Account Management

We've got the online account tools to help your business run smoothly.

Online statements let you easily find receipts, prepare reports to invoice customers, and budget.
Your Year-End Summary is a tax-time essential.
Account Alerts let you know when payments are due or when accounts reach selected levels.
Authorized Access allows you to authorize employees or third parties to manage your account online.

Signature Cardmember Business Service

Call 24/7 for one-on-one help, dedicated to small business owners like you. You'll speak with OPEN representatives who understand your business and so will focus on helping you solve your issues.

The Business Gold Rewards Card
Learn More Apply Now ^†OFFER TERMS & BENEFITS
Business Platinum Card^®
Learn more Apply Now OFFER TERMS & BENEFITS
Gold Delta SkyMiles^® Business Credit Card
Learn More Apply Now ^†OFFER TERMS & BENEFITS
Starwood Preferred Guest^® Business Credit Card
Learn more Apply Now ^†OFFER TERMS & BENEFITS

Welcome bonus offer not available to applicants who have had this product or any other Business Gold, Green or Platinum Card^® within the last 12 months. To be eligible to receive the additional points, you must (1) apply for the Business Gold Rewards Card from American Express OPEN using Bonus ID A3W3 and be approved for this Card, and (2) charge $5,000 of eligible purchases on the Business Gold Rewards Card in the first 3 months of Card membership. The additional points will be credited to your Membership Rewards^® account 6 – 8 weeks after you have met the purchase requirement. Offer limited to 50,000 additional points per Card account. Offer may not be combined with any other promotional offers. You may also qualify for this offer if you apply for this Card by calling American Express at 1-800-669-OPEN (6736). American Express reserves the right to change, modify, or revoke this offer at any time. Eligible purchases are purchases of goods and services minus returns and other credits, and do not include fees or interest charges, cash advances, purchases of traveler's checks, purchase or reloading of reloadable pre-paid cards, or purchases of other cash equivalents. Membership Rewards^® Program Terms and Conditions apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information.
This calculation assumes: 12% spent at restaurants, office supply stores, and on wireless phone bills; 40% spent at Lowe's; and 48% spent everywhere else.
Remember, the more you spend, the more points you can earn.

Reward your best employees.

$350 Financial Advisors Certificate from Ameriprise Financial Services, Inc.:

30,000 points

*Participating partners and available rewards are subject to change without notice.

Increase your accessibility and productivity.

Sprint BlackBerry® Pearl(TM) 8130 Smartphone:

58,000 points

*Participating partners and available rewards are subject to change without notice.

Organize your office.

A Fresh Start — 6 hours with a professional organizer in your office:

150,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself.

Hilton Grand Vacations Club Package at Waikoloa Beach Resort®, 5 Days/4 Nights, 2 Bedrooms:

270,000 points

*Participating partners and available rewards are subject to change without notice.

Treat employees with a well-deserved break

Miele Nespress™ Capsule Coffee System

410,000 points

*Participating partners and available rewards are subject to change without notice.

Thank clients or reward employees

Lake Austin 3-Night Spa Refresher for 2

550,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your conference room

Sony® 65" BRAVIA® W Series LCD TV

757,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office with leading technology

2 Apple® MacBook Pro Laptops, 17" Widescreen, 2.8GHz Intel Core Duo

864,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself

7-Night Ultimate Package for 2 at Miraval® Arizona Resort and Spa

1,000,000 points

*Participating partners and available rewards are subject to change without notice.

Make business stays more comfortable

8 Nights at The Ritz London

1,064,000 points

*Participating partners and available rewards are subject to change without notice.

Support youth sports in your community

Give $12,000 in Nike eGift Cards ($100 each)

1,200,000 points

*Participating partners and available rewards are subject to change without notice.

Transfer points to frequent flyer programs

Including Delta Air Lines, Continental Airlines®, Virgin Atlantic Airways, and many more

Starting at 1,000 points

*Participating partners and available rewards are subject to change without notice.

Reward your team

Treat 17 employees and their guests to the Best of Wynn Las Vegas 2-Night Package for 2:

1,445,000 points

*Participating partners and available rewards are subject to change without notice.

Thank clients and employees, or reward yourself

3 Zero Gravity Flight Experiences

1,500,000 points

*Participating partners and available rewards are subject to change without notice.

Donate points to over 1 million charities

Give $170,000 to your chosen charity (1,000 points = $10)

1,700,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office with leading technology

6 Apple® MacBook Air 13" Notebooks, 1.6GHz with 2GB RAM/80GB Hard Drive

1,860,000 points

*Participating partners and available rewards are subject to change without notice.
Purchase Protection*
When an American Express^® Card member charges a covered purchase with their Card account, Purchase Protection* can protect that item for up to 90 days from the date of purchase if it is stolen or accidentally damaged, including vandalism. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card member account per calendar year, and is in EXCESS of other sources of indemnity.
Return Protection
Return Protection can reimburse you for eligible purchase(s) charged entirely on an eligible American Express (R) Card. If you are dissatisfied with an eligible Card purchase and the merchant won't take it back within 90 days of your purchase, American Express can reimburse your account for the item, up to $300 per item, excluding shipping and handling.
No interest charges because you pay your balance in full each month.
Welcome bonus offer not available to applicants who have had this product or any other Business Gold or Green Card account within the last 12 months.

To be eligible to receive the bonus points, you must apply for the Business Platinum Card from American Express OPEN using Bonus ID A3R2 no later than November 4, 2013 and be approved for that Card, and you must charge $5,000 of eligible purchases on the Business Platinum Card in the first 90 days of Card membership. The bonus points will be credited to your Membership Rewards® account 6-8 weeks after you have met the purchase requirement. Offer limited to 25,000 bonus points per Card account. If you apply after November 4, 2013, we may still process your application but you will not be eligible for the bonus points. Offer may not be combined with any other promotional offers. Membership Rewards program terms and conditions apply.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply.
To be eligible to earn double points, you must be enrolled in the Membership Rewards First^® program ("Program") at the time of purchase and you must charge your air, Lowest Rates Guaranteed hotel, Complete Trip (flight hotel packages), American Express Vacation package and cruise reservations on an eligible, enrolled American Express^® Card. Any portion of a charge that you elect to pay through redemption of Membership Rewards points is not eligible to earn points. Some American Express Cards are not eligible for enrollment in the program.
American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your enrolled Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

Benefit is available to Consumer and Business Platinum Card^® and Centurion^® members only. To receive statement credits of up to $200 a year toward incidental air travel fees, Card member must enroll and choose a qualifying airline at www.americanexpress.com/airlinechoice. Only the Basic Card member or Authorized Account Manager(s) on the Card account can enroll and select the qualifying airline. Card members who have not chosen a qualifying airline will be able to do so at any time. Card members who have already selected a qualifying airline will be able to change their choice one time each year in January at www.americanexpress.com/airlinechoice or by calling the number on the back of the Card. Card members who do not change their airline selection will remain with their current airline. Statement Credits: Incidental air travel fees must be charged on the enrolled Card account for the benefit to apply. Incidental air travel fees must be separate charges from airline ticket charges. Fees not charged by the Card member’s airline of choice (e.g. wireless internet and fees incurred with airline alliance partners) do not qualify for statement credits. Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees. The airline must submit the incidental air travel fees under the appropriate merchant code, industry code, or required service or product identifier for the charge to be identified. Purchases made by both the Basic and Additional Card members on the enrolled Card account are eligible for statement credits. Each Card Account is eligible for up to a total of $200 a year in statement credits, regardless of the number of Cards on the Account. Please allow 2-4 weeks after the qualifying incidental air travel fee is charged to your Card account for statement credit(s) to be posted to the account. We rely on airlines to submit the correct information on airline transactions, so please call the number on the back of the Card if statement credits have not posted after 4 weeks from the date of purchase. Card members remain responsible for timely payment of all charges. To be eligible for this benefit, Card account(s) must be active and not in default at the time of statement credit fulfillment. If a charge for any incidental air travel fee is included in a Pay Over Time feature balance on your Card account (for example, Sign & Travel), the statement credit associated with that charge will not be applied to that Pay Over Time feature balance. Instead, the statement credit will be applied to your Pay In Full balance. For additional information about this benefit, call the number on the back of your Card.
This calculation assumes 100% spent on everyday purchases and is for estimating purposes only. Participating partners and available rewards are subject to change without notice.
A few ways to spend points…

Transfer points to frequent flyer programs

Including Delta Air Lines, Virgin Atlantic Airways and many more:

Start at 1,000 points

*Participating partners and available rewards are subject to change without notice.

Thank clients or reward employees

Half-day with up to 3 treatments at the spa of their choice

70,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself

Callaway® Golf FT I-brid Iron Set in Graphite and Callaway FT-iQ Driver

191,000 points

*Participating partners and available rewards are subject to change without notice.

Reward employees

Work and Wellness In-Office Treatment for 16 to 32 employees

400,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office

3 HP Compaq Business Notebooks 6535B, plus HP Photosmart All-in-One Printer

438,750 points

*Participating partners and available rewards are subject to change without notice.

Fly by private jet

$5,000 toward private flights with Delta Air Elite Membership

500,000 points

*Participating partners and available rewards are subject to change without notice.

Thank clients or reward employees

3-night Vacation at Ulusaba Private Game Reserve in South Africa

700,000 points

*Participating partners and available rewards are subject to change without notice.

Reward your team

Dinner for 2 by a personal chef in your employees’ homes (11 packages)

825,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office

4 MacBook 13.3" Laptops, plus Bose® Companion II Multi-Media Speakers

917,200 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself

7-night Ultimate Package for 2 at Miraval® Arizona Resort and Spa

1,000,000 points

*Participating partners and available rewards are subject to change without notice.

Support your community

Give $12,000 worth of The Home Depot Gift Cards ($500 each)

1,200,000 points

*Participating partners and available rewards are subject to change without notice.

Travel better

11 Diamond Award 1-Night Stays at the Mandarin Oriental, New York

1,210,000 points

*Participating partners and available rewards are subject to change without notice.

Upgrade your office

5 iMac 24" Desktop Computers 2.66GHz Intel® Core 2 Duo

1,365,000 points

*Participating partners and available rewards are subject to change without notice.

Reward yourself

2 Classic Car Club $8,500 Certificates ($17,000 total)

1,500,000 points

*Participating partners and available rewards are subject to change without notice.

Donate to over 1 million charities

Give $170,000 to your chosen charity (1,000 points = $10)

1,700,000 points

*Participating partners and available rewards are subject to change without notice.

Fly clients by private jet

$15,000 toward private flights with Sentient Jet Membership

1,500,000 points

*Participating partners and available rewards are subject to change without notice.

Event Ticket Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0974 or Policy ETP-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is not available to residents of New York State.
Get complimentary access to 1,500 business lounges and cafés in 600 cities around the world with no reservations required. Each location is complete with complimentary high-speed internet and first class amenities. Plus, you have access to onsite support staff to assist you, as well as private offices, meeting rooms and video communications studios at preferred member rates.

Purchase Protection*
When an American Express Card member charges a covered purchase with their Platinum Card account, Purchase Protection* can protect that item for up to 90 days from the date of purchase if it is stolen, accidentally damaged (including vandalism) or lost. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card member account per calendar year, and is in EXCESS of other sources of indemnity.
Return Protection*
Return Protection* can reimburse you for eligible purchase(s) charged entirely on an eligible American Express (R) Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year. Shipping and handling charges will not be reimbursed. Subject to additional terms, conditions and exclusions.
Charge Cards have no interest charges, lots of rewards, and must be paid in full each month.

Welcome bonus offer not available to applicants who have had this product or any other Delta SkyMiles Business Credit Card account within the last 12 months.

$500 or more in qualifying purchases on the Card must be completed within 3 months to be awarded the 30,000 bonus miles. The 3 month period is evaluated from the date the Gold Delta SkyMiles^® Business Credit Card is issued to the date ending 3 months thereafter. Miles will be credited to your account 2-4 weeks after you reach the spend threshold.
Double Miles on Delta Purchases: This offer applies to qualifying Delta, Delta Connection^®carrier, and Delta Shuttle^®flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations^® packages but not other all-inclusive packages. Bonus miles will be posted to your Delta SkyMiles^® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/memberguide.

One Miles Per Dollar Spent: Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month. To be eligible to receive bonus miles, Cardmember's account must be active and not in default at time of bonus fulfillment. Fees, interest charges, balance transfers, cash advances, purchases of traveler's checks, the purchase or reloading of prepaid cards and purchases of other cash equivalents do not earn miles.

This calculation assumes: 5% spent on Delta purchases, and 95% spent on everything else. It is for estimating purposes only.

Purchase Protection*
When an American Express^® Cardmember charges a covered purchase with their Card account, Purchase Protection* can protect that item for up to 90 days from the date of purchase if it is stolen or accidentally damaged, including vandalism. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Cardmember account per calendar year, and is in EXCESS of other sources of indemnity.
Return Protection*
Return Protection can reimburse you for eligible purchase(s) charged entirely on an eligible American Express (R) Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Cardmember account per calendar year. Shipping and handling charges will not be reimbursed. Subject to additional terms, conditions and exclusions.
With a Credit Card, you pay interest on what you don't pay off each month.

Welcome bonus offer not available to applicants who have had this product within the last 12 months.10,000 Bonus Starpoints: To be eligible to earn 10,000 bonus Starpoints, you must make your first purchase with the Starwood Preferred Guest^® Business Credit Card within one year of Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after your first purchase.

15,000 Starpoints: To be eligible to earn 15,000 bonus Starpoints, you must use The Starwood Preferred Guest Business Credit Card to complete $5,000 of eligible spending by the end of your first six months of Cardmembership, based on the date of your Card approval. Bonus points will appear on your Starwood Preferred Guest statement 8-12 weeks after you reach the spend threshold.
Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Starpoints received from your Card will be posted to your SPG account up to 12 weeks after the end of each month. To be eligible to receive Starpoints, Cardmember's account must not be cancelled or in default at the time of bonus fulfillment.

Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.
You will receive two Starpoints^® from American Express and two Starpoints (or three Starpoints if you have Starwood Preferred Guest^® elite status) from the Starwood Preferred Guest Program for each $1 of eligible purchases charged on your Starwood Preferred Guest Credit Card from American Express when charged directly with participating Starwood properties, standalone Starwood retail establishments, and Starwood online stores that, in each case, are wholly owned by Starwood Hotels & Resorts Worldwide, Inc, and its affiliates. Starwood associates do not receive any additional Starpoints as a Starwood Preferred Guest member for hotel stays and purchases. American Express reserves the right not to award any Starpoints for transactions we determine are not made with the good faith intention of consuming the item charged.

Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.
This calculation assumes: 2% spent at participating SPG properties, and 98% spent on everything else.

Redeem Starpoints at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights - all with no blackout dates.

Redeem Starpoints at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights - all with no blackout dates.

Award Flights include airfare only. Fees, taxes, and terms and conditions vary by airline. For a list of participating airlines, transfer ratios, and full program details, go to www.spg.com.

Transfer Starpoints to your favorite frequent flyer program with more than 30 airlines - usually on a 1:1 basis.*

* For a list of participating airlines, transfer ratios and full program details, go to www.spg.com. Participating airlines and transfer ratio are subject to change. Check with your frequent flyer program for details on redemption of airline miles.

Purchase Protection^*
When an American Express^® Cardmember charges a covered purchase with their Card account, Purchase Protection^* can protect that item for up to 90 days from the date of purchase if it is stolen or accidentally damaged, including vandalism. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Cardmember account per calendar year, and is in EXCESS of other sources of indemnity.
With a Credit Card, you pay interest on what you don't pay off each month.
      35$
Event Ticket Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0974 or Policy ETP-IND and is subject to change with notice. This document does not supplement or replace the Policy. This benefit is not available to residents of New York State.

Charge Cards have no interest* charges, lots of rewards, and must be paid in full each month.If you become eligible, you may be given the option to extend payment over time on certain charges using our Flexible Payment Features. If you use these features, you may accrue interest on any charges you choose to pay over time

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